The Canadian government, through the Canada Revenue Agency (CRA), continues to support seniors with stable, inflation-adjusted pension programs. With the cost of living rising, especially for retirees on fixed incomes, financial relief is crucial.
In July 2025, eligible seniors will receive a CRA public pension payment of up to $808.45—a welcomed boost designed to ease financial pressures.
This article outlines payment details, eligibility criteria, the 2025 schedule, and how this increase supports Canada’s aging population.
CRA Public Pension Payments – July 2025
If you’re a senior aged 65 or older, the CRA has confirmed that Old Age Security (OAS) payments will increase starting July 2025.
The revision is based on the Consumer Price Index (CPI) and is part of the quarterly adjustment to keep up with inflation.
| Age Group | 2024 Income Threshold | Previous Payment | New Payment (July–Sept 2025) |
|---|---|---|---|
| 65 – 74 years | $148,451 | $727.67 | $734.95 |
| 75 years and older | $154,196 | $800.44 | $808.45 |
This means that eligible seniors aged 75 and over will receive a monthly payment of $808.45, while those between 65–74 will receive $734.95, beginning July 29, 2025.
Eligibility Criteria for the $808 CRA Pension Payment
To receive the revised pension payments, you must meet the eligibility criteria set out by the CRA:
- Be 65 years of age or older by the time of payment
- Be a Canadian citizen or legal resident
- Have income under the OAS clawback thresholds:
- Under $148,451 for ages 65–74
- Under $154,196 for ages 75+
Seniors already receiving OAS will see the updated benefit automatically applied, with no action required. The payments are non-taxable and deposited monthly.
July 2025 Payment Schedule
It’s essential to stay updated on when pension payments are made so you can plan your monthly finances accordingly. Below is the 2025 CRA OAS payment schedule:
| Month | Payment Date |
|---|---|
| January | 29 Jan, 2025 |
| February | 26 Feb, 2025 |
| March | 27 Mar, 2025 |
| April | 28 Apr, 2025 |
| May | 28 May, 2025 |
| June | 26 Jun, 2025 |
| July | 29 Jul, 2025 |
| August | 27 Aug, 2025 |
| September | 25 Sep, 2025 |
| October | 29 Oct, 2025 |
| November | 26 Nov, 2025 |
| December | 22 Dec, 2025 |
Mark your calendar for July 29, 2025, when the new $808 CRA pension payment will land in eligible accounts.
Why This Increase Matters
With inflation affecting everything from groceries to housing and healthcare, this CRA pension boost helps seniors:
- Maintain purchasing power
- Cover essential expenses
- Avoid financial stress
The OAS program, when combined with Canada Pension Plan (CPP) and Guaranteed Income Supplement (GIS), forms the foundation of retirement income for most Canadian seniors.
These adjustments not only reflect the rising cost of living but also reaffirm Canada’s commitment to providing financial dignity in retirement.
How to Ensure You Receive the Payment
To make sure you receive the increased benefit:
- Confirm that your OAS application is approved if you’re nearing age 65
- Ensure your banking details are up to date with CRA
- File your taxes annually, even if you have low income—it helps determine eligibility
If you’ve moved or changed banks, update your information via My Service Canada Account to avoid delays.
$808 CRA Pension Overview
| Factor | Details |
|---|---|
| Benefit Name | Old Age Security (OAS) |
| Administered By | Canada Revenue Agency (CRA) |
| Payment Date (July 2025) | 29 July 2025 |
| Max Monthly Amount (75+) | $808.45 |
| Monthly Amount (65–74) | $734.95 |
| Eligibility Age | 65 years and older |
| Income Thresholds (2024) | $148,451–$154,196 |
| Adjustment Based On | Consumer Price Index (CPI) |
The $808 CRA pension payment in July 2025 represents an important step in protecting seniors from the challenges of inflation and rising costs. If you’re a senior over 65, check your eligibility, mark your calendar for July 29, and rest assured knowing that Canada is working to preserve your financial security.
As retirement costs rise, this updated benefit ensures that seniors continue to live with dignity, comfort, and peace of mind.
FAQs
Who qualifies for the $808 CRA pension payment in July 2025?
Seniors aged 75 and older with 2024 income below $154,196 qualify for the $808.45 payment. Those aged 65–74 qualify for $734.95 if their income is below $148,451.
When will the payment be deposited?
The revised July 2025 payment will be deposited on July 29, 2025. Payments are made monthly.
Do I need to apply to get the increased amount?
No. If you’re already receiving OAS and meet the income and age requirements, the updated amount will be applied automatically.